The cost to file bankruptcy depends on the specific chapter filed combined with attorney fees. In general, the filing fee for the courts start around $300. Starting in 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act created new requirements which increase the total cost. For instance, participation in a financial management class is required along with debt counseling. At the offices of Gregory K. Stern, P.C. Bankruptcy and Foreclosure Attorneys for Chicago we offer a free initial consultation so that you can determine in advance the total cost of your bankruptcy.